/* =============================================
   BETTER LENDING — SHARED STYLESHEET
   Covers: Home, Privacy Policy, Terms pages
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&display=swap');

/* =============================================
   CSS CUSTOM PROPERTIES
   ============================================= */
:root {
  --bl-magenta:       #E5008C;
  --bl-magenta-light: #FF3FA8;
  --bl-purple:        #7A1FA2;
  --bl-purple-deep:   #4A148C;
  --bl-purple-darker: #2E0A52;
  --bl-gradient:      linear-gradient(135deg, #E5008C 0%, #7A1FA2 100%);
  --bl-gradient-soft: linear-gradient(135deg, #FF3FA8 0%, #9C27B0 100%);
  --bl-dark:          #2D2D2D;
  --bl-darker:        #1A1A1A;
  --bl-lavender:      #F4F0FA;
  --bl-lavender-2:    #EDE7F6;
  --bl-white:         #ffffff;
  --bl-grey:          #6B6B7A;
  --bl-text:          #1A1A1A;
  --bl-border:        #E8E2F0;
  --bl-radius:        14px;
  --bl-shadow:        0 12px 36px rgba(122, 31, 162, 0.10);
  --bl-shadow-lg:     0 24px 60px rgba(122, 31, 162, 0.22);
}

/* =============================================
   BASE RESET & GLOBALS
   ============================================= */
*, *::before, *::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: 'Poppins', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--bl-text);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  background: #fff;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

h1, h2, h3 {
  font-family: 'Poppins', sans-serif;
  color: var(--bl-darker);
  font-weight: 700;
  line-height: 1.2;
  margin: 0 0 0.6em;
  letter-spacing: -0.01em;
}

p {
  margin: 0 0 1em;
}

a {
  color: var(--bl-magenta);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

/* =============================================
   LAYOUT UTILITIES
   ============================================= */
.bl-container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 22px;
}

.bl-container--narrow {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 24px;
}

.bl-center {
  text-align: center;
}

/* =============================================
   TYPOGRAPHY UTILITIES
   ============================================= */
.bl-accent {
  background: var(--bl-gradient);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.bl-accent-light {
  background: linear-gradient(135deg, #FFB3E0 0%, #FF3FA8 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.bl-eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--bl-magenta);
  margin-bottom: 14px;
}

.bl-eyebrow-light {
  color: #FFD9F0;
}

.bl-lead {
  font-size: 18px;
  color: var(--bl-grey);
}

.bl-lead-light {
  color: rgba(255, 255, 255, 0.88);
}

/* =============================================
   BUTTONS
   ============================================= */
.bl-btn {
  display: inline-block;
  padding: 16px 32px;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 15px;
  border-radius: 8px;
  border: 2px solid transparent;
  text-align: center;
  letter-spacing: 0.01em;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, opacity 0.2s ease;
  text-decoration: none;
}

.bl-btn-primary {
  background: var(--bl-gradient);
  color: #fff;
  box-shadow: 0 10px 30px rgba(229, 0, 140, 0.35);
}

.bl-btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 36px rgba(229, 0, 140, 0.45);
  opacity: 0.95;
  color: #fff;
  text-decoration: none;
}

.bl-btn-accent {
  background: var(--bl-gradient);
  color: #fff;
}

.bl-btn-accent:hover {
  transform: translateY(-2px);
  opacity: 0.95;
  color: #fff;
  text-decoration: none;
}

.bl-btn-ghost {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.55);
}

.bl-btn-ghost:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: #fff;
  color: #fff;
  text-decoration: none;
}

.bl-btn-lg {
  padding: 20px 40px;
  font-size: 16px;
}

/* =============================================
   HOME — HERO
   ============================================= */
.bl-hero {
  position: relative;
  min-height: 720px;
  color: var(--bl-white);
  background:
    linear-gradient(120deg, rgba(46, 10, 82, 0.85) 0%, rgba(74, 20, 140, 0.78) 50%, rgba(229, 0, 140, 0.55) 100%),
    url("https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=1600&q=80") center/cover no-repeat;
  display: flex;
  align-items: center;
  padding: 110px 0 80px;
}

.bl-hero-overlay {
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 80% 20%, rgba(255, 63, 168, 0.25), transparent 55%);
  pointer-events: none;
}

.bl-hero-inner {
  position: relative;
  z-index: 2;
  width: 100%;
}

.bl-hero-content {
  max-width: 760px;
}

.bl-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.28);
  padding: 8px 16px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.04em;
  margin-bottom: 22px;
  backdrop-filter: blur(6px);
  color: #fff;
}

.bl-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #FF3FA8;
  box-shadow: 0 0 0 4px rgba(255, 63, 168, 0.25);
}

.bl-hero-title {
  color: var(--bl-white);
  font-size: clamp(34px, 5vw, 58px);
  line-height: 1.08;
  margin-bottom: 18px;
  font-weight: 700;
}

.bl-hero-title .bl-accent {
  background: linear-gradient(135deg, #FF3FA8 0%, #FFB3E0 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.bl-hero-sub {
  font-size: clamp(16px, 1.6vw, 19px);
  color: rgba(255, 255, 255, 0.92);
  max-width: 640px;
  margin-bottom: 32px;
}

.bl-hero-ctas {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 50px;
}

.bl-trust-row {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  max-width: 640px;
}

.bl-trust-row li {
  background: rgba(255, 255, 255, 0.10);
  border: 1px solid rgba(255, 255, 255, 0.20);
  padding: 14px 12px;
  border-radius: 12px;
  text-align: center;
  backdrop-filter: blur(6px);
}

.bl-trust-row strong {
  display: block;
  font-size: 22px;
  color: #fff;
  font-weight: 700;
}

.bl-trust-row span {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.85);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-weight: 500;
}

/* =============================================
   HOME — SECTIONS & GRIDS
   ============================================= */
.bl-section {
  padding: 90px 0;
  position: relative;
}

.bl-section-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 56px;
}

.bl-section-head h2 {
  font-size: clamp(28px, 4vw, 42px);
}

.bl-section-head-light h2 {
  color: var(--bl-white);
}

.bl-grid {
  display: grid;
  gap: 26px;
}

.bl-grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.bl-grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

/* =============================================
   HOME — CARDS
   ============================================= */
.bl-card {
  background: var(--bl-white);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  padding: 32px 26px;
  text-align: left;
  box-shadow: var(--bl-shadow);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.bl-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--bl-shadow-lg);
}

.bl-card h3 {
  font-size: 19px;
  color: var(--bl-darker);
}

.bl-card p {
  color: var(--bl-grey);
  margin: 0;
}

.bl-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: var(--bl-gradient);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 20px;
}

.bl-card-dark {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.22);
  color: rgba(255, 255, 255, 0.92);
  box-shadow: none;
  backdrop-filter: blur(6px);
}

.bl-card-dark:hover {
  background: rgba(255, 255, 255, 0.16);
}

.bl-card-dark h3 {
  color: #fff;
  font-weight: 700;
}

.bl-card-dark p {
  color: rgba(255, 255, 255, 0.92);
}

.bl-card-dark .bl-icon {
  background: #fff;
  color: var(--bl-purple-deep);
}

/* =============================================
   HOME — VALUE SECTION
   ============================================= */
.bl-value {
  background: var(--bl-lavender);
}

/* =============================================
   HOME — CASH-OUT (split layout)
   ============================================= */
.bl-cashout {
  background: var(--bl-white);
}

.bl-split {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 60px;
  align-items: center;
}

.bl-split-reverse .bl-split-text {
  order: 2;
}

.bl-split-reverse .bl-split-visual {
  order: 1;
}

.bl-split-text h2 {
  font-size: clamp(28px, 3.6vw, 40px);
}

.bl-split-text .bl-lead {
  margin-bottom: 26px;
}

.bl-check-list {
  list-style: none;
  padding: 0;
  margin: 0 0 30px;
}

.bl-check-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 12px 0;
  border-bottom: 1px solid var(--bl-border);
}

.bl-check-list li:last-child {
  border-bottom: none;
}

.bl-check {
  flex: 0 0 28px;
  height: 28px;
  background: var(--bl-gradient);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
}

.bl-check-list strong {
  color: var(--bl-darker);
}

.bl-stat-card {
  background: var(--bl-gradient);
  color: var(--bl-white);
  border-radius: 22px;
  padding: 40px 34px;
  box-shadow: var(--bl-shadow-lg);
  position: relative;
  overflow: hidden;
}

.bl-stat-card::before {
  content: "";
  position: absolute;
  top: -60px;
  right: -60px;
  width: 220px;
  height: 220px;
  background: radial-gradient(circle, rgba(255,255,255,0.18), transparent 70%);
}

.bl-stat {
  padding: 18px 0;
  border-bottom: 1px solid rgba(255,255,255,0.20);
  position: relative;
}

.bl-stat:last-of-type {
  border-bottom: none;
}

.bl-stat-num {
  font-size: 44px;
  font-weight: 700;
  color: #fff;
}

.bl-stat-suffix {
  font-size: 22px;
  font-weight: 600;
  color: #fff;
  margin-left: 4px;
}

.bl-stat p {
  font-size: 14px;
  color: rgba(255,255,255,0.88);
  margin: 6px 0 0;
}

.bl-disclaimer {
  display: block;
  margin-top: 14px;
  font-size: 11px;
  color: rgba(255,255,255,0.65);
}

/* =============================================
   HOME — VA LOANS
   ============================================= */
.bl-va {
  background: var(--bl-lavender);
}

.bl-va-card {
  background: var(--bl-white);
  border-radius: 22px;
  padding: 40px 34px;
  box-shadow: var(--bl-shadow-lg);
  position: relative;
  overflow: hidden;
}

.bl-va-stripe {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 6px;
  background: var(--bl-gradient);
}

.bl-va-card h3 {
  margin-top: 14px;
  font-size: 22px;
}

.bl-pill-list {
  list-style: none;
  padding: 0;
  margin: 22px 0 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.bl-pill-list li {
  background: var(--bl-lavender-2);
  color: var(--bl-purple-deep);
  padding: 9px 16px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 13px;
  border: 1px solid var(--bl-border);
}

/* =============================================
   HOME — DSCR LOANS
   ============================================= */
.bl-dscr {
  background: linear-gradient(135deg, var(--bl-purple-darker) 0%, var(--bl-purple-deep) 50%, var(--bl-magenta) 130%);
  color: var(--bl-white);
}

.bl-dscr h2,
.bl-dscr h3 {
  color: var(--bl-white);
}

.bl-dscr .bl-section-head h2 {
  color: var(--bl-white);
}

.bl-dscr .bl-lead,
.bl-dscr .bl-lead-light,
.bl-dscr .bl-section-head .bl-lead {
  color: rgba(255, 255, 255, 0.95);
}

.bl-dscr .bl-eyebrow,
.bl-dscr .bl-eyebrow-light {
  color: #FFD9F0;
}

.bl-dscr .bl-center {
  margin-top: 50px;
}

/* =============================================
   HOME — USE CASES
   ============================================= */
.bl-usecases {
  background: var(--bl-white);
}

.bl-usecase {
  background: var(--bl-white);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  padding: 30px 24px;
  text-align: center;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.bl-usecase:hover {
  transform: translateY(-4px);
  box-shadow: var(--bl-shadow);
  border-color: var(--bl-magenta);
}

.bl-usecase-icon {
  font-size: 30px;
  margin-bottom: 14px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  background: var(--bl-lavender);
  border-radius: 50%;
}

.bl-usecase h3 {
  font-size: 17px;
}

.bl-usecase p {
  color: var(--bl-grey);
  font-size: 14px;
  margin: 0;
}

/* =============================================
   HOME — FINAL CTA
   ============================================= */
.bl-finalcta {
  background:
    linear-gradient(135deg, rgba(46, 10, 82, 0.92), rgba(122, 31, 162, 0.88), rgba(229, 0, 140, 0.75)),
    url("https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1600&q=80") center/cover no-repeat;
  color: var(--bl-white);
  text-align: center;
}

.bl-finalcta h2 {
  color: var(--bl-white);
  font-size: clamp(28px, 4vw, 44px);
}

.bl-finalcta p {
  color: rgba(255,255,255,0.92);
  max-width: 620px;
  margin: 0 auto 30px;
  font-size: 18px;
}

.bl-finalcta-inner {
  max-width: 800px;
  margin: 0 auto;
}

.bl-reassure {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 26px;
  margin-top: 28px;
  color: rgba(255,255,255,0.92);
  font-weight: 500;
  font-size: 15px;
}

/* =============================================
   HOME — BOOKING
   ============================================= */
.bl-booking {
  background: var(--bl-lavender);
}

.bl-booking-frame {
  background: var(--bl-white);
  border-radius: 18px;
  box-shadow: var(--bl-shadow-lg);
  overflow: hidden;
  min-height: 720px;
}

.bl-booking-frame iframe {
  width: 100%;
  height: 800px;
  border: 0;
  display: block;
}

.bl-booking-fallback {
  text-align: center;
  margin-top: 22px;
  color: var(--bl-grey);
}

.bl-booking-fallback a {
  color: var(--bl-magenta);
  font-weight: 600;
}

/* =============================================
   HOME — STICKY MOBILE CTA
   ============================================= */
.bl-sticky-cta {
  position: fixed;
  bottom: 16px;
  left: 50%;
  transform: translateX(-50%) translateY(120%);
  background: var(--bl-gradient);
  color: #fff;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 15px;
  padding: 14px 28px;
  border-radius: 999px;
  box-shadow: 0 14px 36px rgba(229, 0, 140, 0.40);
  z-index: 9999;
  transition: transform 0.35s ease, opacity 0.35s ease;
  opacity: 0;
  pointer-events: none;
  text-decoration: none;
}

.bl-sticky-cta.visible {
  transform: translateX(-50%) translateY(0);
  opacity: 1;
  pointer-events: auto;
}

/* =============================================
   HOME — SCROLL-IN ANIMATION
   ============================================= */
.bl-fade-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.bl-fade-in.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* =============================================
   POLICY PAGES — HEADER
   ============================================= */
.bl-policy-header {
  background: var(--bl-darker);
  padding: 18px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 16px rgba(0,0,0,0.35);
}

.bl-policy-header .bl-container--narrow {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.bl-header-logo {
  max-height: 44px;
  width: auto;
  display: block;
}

.bl-back-link {
  color: rgba(255,255,255,0.75);
  font-size: 13px;
  font-weight: 500;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: color 0.2s ease;
}

.bl-back-link:hover {
  color: #fff;
  text-decoration: none;
}

/* =============================================
   POLICY PAGES — HERO
   ============================================= */
.bl-policy-hero {
  background:
    linear-gradient(120deg, rgba(46, 10, 82, 0.92) 0%, rgba(74, 20, 140, 0.85) 50%, rgba(229, 0, 140, 0.65) 100%),
    url("https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=1600&q=80") center/cover no-repeat;
  padding: 70px 0 60px;
  text-align: center;
  color: #fff;
}

.bl-policy-hero h1 {
  font-size: clamp(30px, 4.5vw, 48px);
  font-weight: 700;
  color: #fff;
  margin: 0 0 10px;
  line-height: 1.15;
}

.bl-policy-hero p {
  color: rgba(255,255,255,0.78);
  font-size: 14px;
  margin: 0;
}

.bl-hero-eyebrow {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #FFB3E0;
  margin-bottom: 14px;
}

/* =============================================
   POLICY PAGES — CONTENT BODY
   ============================================= */
.bl-policy-body {
  background: #fff;
  padding: 64px 0 80px;
}

.bl-policy-toc {
  background: var(--bl-lavender);
  border: 1px solid var(--bl-border);
  border-radius: var(--bl-radius);
  padding: 28px 32px;
  margin-bottom: 52px;
}

.bl-policy-toc h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--bl-darker);
  margin: 0 0 16px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.bl-policy-toc ol {
  margin: 0;
  padding-left: 20px;
}

.bl-policy-toc li {
  margin-bottom: 8px;
}

.bl-policy-toc a {
  color: var(--bl-purple-deep);
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
}

.bl-policy-toc a:hover {
  color: var(--bl-magenta);
  text-decoration: underline;
}

.bl-policy-section {
  margin-bottom: 48px;
  scroll-margin-top: 90px;
}

.bl-policy-section h2 {
  font-size: 20px;
  font-weight: 700;
  color: var(--bl-darker);
  margin: 0 0 16px;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--bl-border);
  line-height: 1.3;
}

.bl-section-num {
  display: inline-block;
  background: var(--bl-gradient);
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  padding: 3px 9px;
  border-radius: 999px;
  margin-right: 10px;
  vertical-align: middle;
  letter-spacing: 0.04em;
}

.bl-policy-section p {
  color: #3A3A4A;
  font-size: 15px;
  line-height: 1.75;
  margin: 0 0 14px;
}

.bl-policy-section ul,
.bl-policy-section ol {
  color: #3A3A4A;
  font-size: 15px;
  line-height: 1.75;
  margin: 0 0 14px;
  padding-left: 22px;
}

.bl-policy-section li {
  margin-bottom: 8px;
}

.bl-policy-section strong {
  color: var(--bl-darker);
  font-weight: 600;
}

/* =============================================
   POLICY PAGES — CALLOUT BOXES
   ============================================= */
.bl-compliance-box {
  background: var(--bl-lavender);
  border-left: 4px solid var(--bl-magenta);
  border-radius: 0 var(--bl-radius) var(--bl-radius) 0;
  padding: 22px 26px;
  margin: 20px 0 24px;
}

.bl-compliance-box p {
  margin: 0 0 10px;
  font-size: 14px;
  color: #3A3A4A;
}

.bl-compliance-box p:last-child {
  margin: 0;
}

.bl-compliance-box ul {
  margin: 8px 0 0;
  padding-left: 20px;
  font-size: 14px;
  color: #3A3A4A;
}

.bl-compliance-box strong {
  color: var(--bl-purple-deep);
}

.bl-notice-box {
  background: #FFF8E7;
  border: 1px solid #F5C842;
  border-radius: var(--bl-radius);
  padding: 20px 24px;
  margin: 20px 0 24px;
  font-size: 13px;
  color: #4A3800;
  line-height: 1.65;
}

.bl-ca-box {
  background: linear-gradient(135deg, #F4F0FA, #EDE7F6);
  border: 1px solid #D1B3E8;
  border-radius: var(--bl-radius);
  padding: 22px 26px;
  margin: 20px 0 24px;
}

.bl-ca-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--bl-purple-deep);
  margin-bottom: 10px;
}

.bl-ca-box p {
  margin: 0 0 10px;
  font-size: 14px;
  color: #3A3A4A;
}

.bl-ca-box p:last-child {
  margin: 0;
}

/* =============================================
   POLICY PAGES — SMS GRID
   ============================================= */
.bl-sms-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 20px 0 24px;
}

.bl-sms-item {
  background: #fff;
  border: 1px solid var(--bl-border);
  border-radius: 10px;
  padding: 16px 18px;
  box-shadow: var(--bl-shadow);
}

.bl-sms-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--bl-magenta);
  margin-bottom: 4px;
}

.bl-sms-item p {
  margin: 0;
  font-size: 14px;
  color: #3A3A4A;
}

/* =============================================
   FOOTER (shared)
   ============================================= */
.bl-footer {
  background: var(--bl-darker);
  color: rgba(255,255,255,0.70);
  padding: 50px 0 30px;
  text-align: center;
  font-size: 13px;
  line-height: 1.6;
}

.bl-footer-inner {
  max-width: 980px;
  margin: 0 auto;
  padding: 0 22px;
}

.bl-footer-logos {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 28px;
  margin-bottom: 30px;
}

.bl-footer-logo {
  max-height: 60px;
  width: auto;
  display: block;
}

.bl-footer-ehl {
  max-height: 56px;
  width: auto;
  display: block;
  filter: brightness(0) invert(1);
}

.bl-footer-compliance {
  text-align: left;
  max-width: 920px;
  margin: 0 auto 26px;
  color: rgba(255,255,255,0.65);
  font-size: 12px;
  line-height: 1.7;
}

.bl-footer-compliance p {
  margin: 0 0 14px;
  color: rgba(255,255,255,0.65);
}

.bl-footer-compliance strong {
  color: rgba(255,255,255,0.85);
  font-weight: 600;
}

.bl-footer-compliance a {
  color: #FF3FA8;
  font-weight: 600;
  text-decoration: none;
}

.bl-footer-compliance a:hover {
  text-decoration: underline;
}

.bl-footer-tx {
  font-size: 11px;
  letter-spacing: 0.01em;
  color: rgba(255,255,255,0.55);
}

.bl-footer-divider {
  height: 1px;
  background: rgba(255,255,255,0.12);
  max-width: 920px;
  margin: 26px auto 22px;
}

.bl-footer-copy {
  margin: 0 0 6px;
  color: rgba(255,255,255,0.78);
  font-size: 13px;
}

.bl-footer-fine {
  margin: 0;
  font-size: 12px;
  color: rgba(255,255,255,0.60);
}

.bl-footer-link {
  color: #FF3FA8;
  font-weight: 600;
  text-decoration: none;
  transition: opacity 0.2s ease;
}

.bl-footer-link:hover {
  opacity: 0.8;
  text-decoration: underline;
}

/* =============================================
   RESPONSIVE — HOME
   ============================================= */
@media (max-width: 960px) {
  .bl-section { padding: 70px 0; }

  .bl-grid-3,
  .bl-grid-4 { grid-template-columns: repeat(2, 1fr); }

  .bl-split,
  .bl-split-reverse { grid-template-columns: 1fr; gap: 40px; }

  .bl-split-reverse .bl-split-text { order: 1; }
  .bl-split-reverse .bl-split-visual { order: 2; }

  .bl-trust-row {
    grid-template-columns: repeat(2, 1fr);
    max-width: 100%;
  }

  .bl-hero {
    min-height: 640px;
    padding: 100px 0 70px;
  }
}

@media (max-width: 600px) {
  .bl-section { padding: 56px 0; }
  .bl-section-head { margin-bottom: 36px; }

  .bl-grid-3,
  .bl-grid-4 { grid-template-columns: 1fr; }

  .bl-hero-ctas { flex-direction: column; align-items: stretch; }
  .bl-hero-ctas .bl-btn { width: 100%; }

  .bl-stat-card,
  .bl-va-card { padding: 30px 24px; }

  .bl-booking-frame iframe { height: 720px; }

  .bl-reassure { gap: 14px; font-size: 14px; }

  .bl-trust-row li { padding: 12px 8px; }
  .bl-trust-row strong { font-size: 18px; }
}

/* =============================================
   RESPONSIVE — POLICY PAGES
   ============================================= */
@media (max-width: 640px) {
  .bl-policy-body { padding: 40px 0 60px; }
  .bl-policy-toc { padding: 20px; }
  .bl-sms-grid { grid-template-columns: 1fr; }
  .bl-policy-hero { padding: 50px 0 44px; }
}

@media (max-width: 600px) {
  .bl-footer { padding: 40px 0 24px; }
  .bl-footer-logo { max-height: 50px; }
  .bl-footer-ehl { max-height: 48px; }
  .bl-footer-compliance { font-size: 11.5px; }
  .bl-footer-tx { font-size: 10.5px; }
}